How to Save Down Payment for South Tampa Homes in Maryland Manor

How to Save Down Payment for South Tampa Homes in Maryland Manor

 

Buying your own home is a major milestone in many people’s lifetime to-do lists. However, home-ownership can also cause financial fear, especially if you are not prepared. To help you with the home buying process, here are some ways to help you boost your savings in order to attain that coveted 20 percent down payment for South Tampa Homes in Maryland Manor.

1. Pay off your credit card debt

Settle your credit card debt so that you can focus your attention on preparing for home-ownership. Once your debts have been paid off, you will have more money to save for your down payment. In addition to that, neglecting to settle your credit card debt might disqualify you from securing a mortgage.

2. Sell your car

Your house fund will likely grow quicker if cut down on bigger expenses like a car. If you and your spouse are currently making two monthly car payments, you should carefully consider selling one car. You may also swap a newer car for a sturdy used car if you want to free up a few hundred dollars.

3. Set your priorities straight

If buying South Tampa Maryland Manor real estate for sale is your top priority, then you really have to cut down on other spending. You should consider putting off vacations if you want to stow away cash for your down payment. Create a budget so you can monitor your monthly expenses. Things like shopping for non-essential items and dining out at restaurants are some of the items that you should cut back.

4. Turn your savings into more savings

You can save faster if you turn your money into even more money through careful investing. You may consider high-yield savings account, certificates of deposit, peer-to-peer lending, and mutual funds. Before making any investment, get sound advice and carefully weigh the risks. If you are not sure, use a high-yielding savings account. This is one of the most conservative choices because high-yield-saving accounts are insured by the federal government.

5. Do not force it

Having enough money for a down payment does not always necessarily mean that you are ready for homeownership. Prospective home buyers should consider other expenses like insurance, renovations and maintenance. If you feel that you will not be able to keep up with the total costs of homeownership, re-evaluate the timing of your decision to buy a home for sale in South Tampa Maryland Manor.

Buying a home should be a well-planned process. Consider these tips so that you will have an effective down payment plan.

If you want detailed information on homes for sale in South Tampa, visit http://www.TampaTodayRealEstate.com

If you are looking for dedicated and hard-working Tampa FL Realtors then call me, Mary G. Diaz, today at 813 245-9677. I can provide you with fast and reliable assistance in finding or selling homes in South Tampa. With my extensive knowledge and experience in selling luxury properties in the area, I can assist you in making the best choice.

4 Ways to Update the Exterior of Your Sunset Park Home for Sale

4 Ways to Update the Exterior of Your Sunset Park Home for Sale

 

Your home’s exterior deserves the same care and interest as the interior. Paying careful attention to the exterior of your Sunset Park home for sale in South Tampa can increase its neighborhood appeal and market value. If you’re working with a small budget, here are some ideas that you can use on your property.

1. Check your curb appeal

Take a good look at your yard, landscaping, sidewalk, and front entryway. Tidying up these areas can go a long way. Make sure to cut and trim grass, rake leaves, and clear fallen tree debris around the yard.  Give your exterior a good power wash, touch up paint trim, mow your lawn and spread fresh mulch over flower and plant beds. Try to conceal trash cans and recycle bins out of sight. These simple steps will surely make your Sunset Park home for sale look better.

2.  Give your mailbox a makeover

Make sure that your mailbox complements your home. If you are considering a hanging drop box, select a box that mirrors your home’s trimmings. You may also paint the dress up the mail boxes by painting the wooden post to match the house’s exterior color.

3. Marry the house to its landscape

One of the things that can have the biggest impact in exterior appeal is landscaping. Take time to come up with a basic plan for your landscape. The trick is to strike a balance between lawn and plants. If you want to house to appear married to the landscape, make sure to create a transition from the house to the grade by using species that descend in height from the home. If your budget cannot accommodate planting anything new, do a big clean up. You may also detail trees and shrubs and edge flower shrubs. Remember to weed and get rid of dead plantings.

4. Add outdoor art

Create a more attractive yard by adding a weather-resistant work of art. Make sure that the pieces you are going to put complement your home’s natural palette and exterior elements. Some of the good choices for outdoor art include metal cut outs, birdbaths, wind chimes, and sculptures. As for water sculpture, they do more than beautify your yard, the burbling sounds soothe and make hot days feel cooler and more relaxing. Fountains should be placed on level ground in optimum sight and hearing vantage points. Adding outdoor arts will set your property apart from other South Tampa homes for sale in Sunset Park.

These simple changes make a big impact on the overall look of your home. For more homeselling ideas and detailed information on homes for sale in South Tampa, visit http://www.TampaTodayRealEstate.com

If you are looking for dedicated and hard-working Tampa FL Realtors then call me, Mary G. Diaz, today at 813 245-9677. I can provide you with fast and reliable assistance in finding or selling homes in South Tampa. With my extensive knowledge and experience in selling luxury properties in the area, I can assist you in making the best choice.